FAQ’s

Where does Habitat build houses?
Our affiliate currently builds in the areas of Canton, Massillon and Carroll County.

I don’t have any children. Can I still apply?
Yes. Habitat for Humanity of Greater Stark and Carroll Counties is an Equal Housing/Equal Opportunity lender and does not discriminate against anyone based on race, religion, source of income or family make-up.

What if I have filed bankruptcy?
Filing bankruptcy does not disqualify you. However, we require that you be two years past the discharge of your bankruptcy before we can partner with you.

Will my low credit score prevent me from qualifying?
No. Habitat does not use credit scores to qualify a family. Habitat evaluates a family’s application by looking at their debt-to-income ratio. This ratio will show if a family’s debt is manageable, meaning that a family can pay on both their debt and their mortgage every month. A family that has a high debt-to-income ratio can work to reduce their debt and re-apply at that time.

Do I have to be a Christian to purchase a home through Habitat for Humanity?
No. Habitat for Humanity is a ministry whose foundation is built on Christian principles. The faith background of applicants is not considered as Habitat does not discriminate based on religious affiliation. We welcome people of all faiths to become involved with our ministry.